Thursday, May 16, 2013

Using a budget to Plan

      Jahmani Budget Plan 




  •  Make a List Of Values
  • Set your Goals
  • Determine your Income
  • Determine your Expenses
  • Create your budget pay for yourself first
  • BE CAREFUL WITH CREDIT CARD
  • Check Back 


               





When it comes to our money, there is no shortage of ways we could spend it: food, rent, gifts, medicine, clothing, education, technology, gym membership, gas … you get the picture. We’re often asked, “How to budget my money?”It's easy to understand how careful budgeting can improve a financial situation. And we all know that fewer financial problems mean less stress. But here's one of the best benefits: Working together on a budget can help your marriage. With money arguments being one of the largest causes of divorce, managing your budget can relieve financial stress on your marriage and make your life better all around.


                                                               TOP 4 CHOICES

Stick To Saving                                                                        Cut All Bad Habits

  • Know how much money you have                         Spend on things you want not need
  • Determine the amount you can spend                 Dont spend money on tobacco or alcohol
  • Put money aside every month for savings          Dont spend your last
  • Notice the Difference                                            Make sure you always have cash

Pay down debt                                                                  Be Persistent 
  • Stick to one card                                                        Do not give up
  • Dont spend where you know you cant pay off         Do not take time
  • Dont go in debt for something else                          Dont wait
  • Do not wait to pay it off                                               THINK POSITIVE


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